Lloyd started his career at Sheffield United, but as with so many youngsters, was unable to break into the first team of his parent club and found himself sent out on loan, firstly at Torquay United and then at Chesterfield.
Whilst at The Spireites, Lloyd impressed the management enough to be offered a full-time deal and spent two seasons at Chesterfield.
During his stay at Saltergate, he found himself on loan at both Alfreton Town and Kidderminster Harriers and at the end of the 2009-2010 season, Lloyd was released along with 11 other players.
Kerry then joined Hinckley United, and made 94 appearances during a two-year spell before leaving for Conference Premier side Tamworth where over his sixty-four appearances with the Lambs he helped them survive in the Conference Premier.
Having made the move to Town, Kerry soon developed into a fan favourite at The CNG Stadium with his creative all-action displays in the centre of midfield winning many admirers.